Terms of Service

Aya Invest (the “Service,” available at invest.aya-ai.org and research.aya-ai.org) is an information and research tool. The Service aggregates publicly disclosed market information from sources such as the U.S. Securities and Exchange Commission (SEC), the Hong Kong Stock Exchange, and Eastmoney, and uses artificial intelligence to help users conduct research and learning.

The Service is designed to help you find, organize, and understand publicly available market information more efficiently. You understand and agree that all content provided through the Service is informational and research-oriented, and that any final judgment or decision is made by you.

All content, reports, analyses, data, and AI-generated outputs provided through the Service are for informational and educational purposes only. They do not constitute investment advice, financial advice, legal or tax advice, nor a recommendation, offer, or solicitation to buy or sell any security.

Investing involves risk. Security prices may rise and fall, and past performance is not indicative of future results. You should exercise independent judgment before making any investment decision and consult a qualified professional where appropriate. You are solely responsible for any decisions and their consequences made in reliance on the Service.

The Service does not provide personalized investment advice, does not execute any trades, and does not hold, custody, or transfer any user funds or securities.

You may need to register an account to access certain features of the Service. You are responsible for safeguarding your account credentials and for all activity that occurs under your account.

You agree that the registration information you provide is true, accurate, and complete, and you will keep it up to date. If you become aware of any unauthorized use of your account, you must notify us promptly.

Certain features of the Service require payment and are offered on a subscription basis and a pay-as-you-go (credit) basis. The applicable prices, billing rules, and available tiers are as shown within the Service, and we reserve the right to adjust pricing.

Subscriptions renew automatically each billing cycle unless you cancel before the end of the current period. Credits purchased on a pay-as-you-go basis are added to your account and are consumed as you use the Service. For refund matters, please refer to our Refund Policy.

You agree to use the Service lawfully and in good faith, and not to engage in any conduct that abuses, interferes with, or disrupts the Service, including but not limited to: reverse engineering, decompiling, or attempting to obtain source code; automated scraping or excessively frequent requests beyond normal use; circumventing billing or access controls; or using the Service for any unlawful, fraudulent, or rights-infringing activity.

We reserve the right to restrict, suspend, or terminate accounts that violate these Terms.

The Service and its related software, interfaces, trademarks, logos, and original content are owned by us or our respective licensors and are protected by applicable law. You may not copy, modify, distribute, or use them for commercial purposes without authorization.

Publicly available market information aggregated by the Service belongs to its original sources; AI-generated content is provided for your research and learning within the scope of the Service.

The Service is provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, we make no warranties of any kind, express or implied, including as to merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, or uninterrupted and error-free operation.

Public information may be delayed, incomplete, or contain errors, and AI-generated content may be inaccurate or incomplete. To the extent permitted by applicable law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Service.

You may stop using the Service and close your account at any time. We may suspend or terminate your access to the Service if you violate these Terms, or as needed for legal, security, or operational reasons.

Provisions that by their nature should survive termination (including disclaimers, intellectual property, and limitations of liability) will continue to apply after the Service is terminated.

We may update these Terms from time to time. Material changes will be communicated within the Service or by other reasonable means. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

If you have any questions about these Terms, please contact us at liusimiao2018@gmail.com.